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	<title>Comments on: Smart Cards for ETS</title>
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	<link>http://www.doniveson.ca/2009/10/19/smart-cards-for-ets/</link>
	<description>Edmonton City Councillor, Candidate for Re-Election Ward 10</description>
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		<title>By: Civic Smart Card coming to Edmonton? at MasterMaq&#39;s Blog</title>
		<link>http://www.doniveson.ca/2009/10/19/smart-cards-for-ets/comment-page-1/#comment-4776</link>
		<dc:creator>Civic Smart Card coming to Edmonton? at MasterMaq&#39;s Blog</dc:creator>
		<pubDate>Wed, 19 May 2010 15:31:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.doniveson.ca/?p=516#comment-4776</guid>
		<description>[...] lots of examples of transit cards, and even some parking cards, but not much for city-wide cards. As Councillor Iveson pointed out back in October, when writing about a smart card for ETS, “this isn’t leading edge stuff anymore. This is now [...]</description>
		<content:encoded><![CDATA[<p>[...] lots of examples of transit cards, and even some parking cards, but not much for city-wide cards. As Councillor Iveson pointed out back in October, when writing about a smart card for ETS, “this isn’t leading edge stuff anymore. This is now [...]</p>
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		<title>By: Lincoln Ho</title>
		<link>http://www.doniveson.ca/2009/10/19/smart-cards-for-ets/comment-page-1/#comment-2370</link>
		<dc:creator>Lincoln Ho</dc:creator>
		<pubDate>Sat, 14 Nov 2009 08:37:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.doniveson.ca/?p=516#comment-2370</guid>
		<description>Reply to Trevor Moyer

Haven&#039;t heard about the Oyster Card, but the Octopus Card is by far the most efficient form of mass transit/mass payment method I have ever seen. 

The card is so versatile that ppl use it to pay not only transit (there are senior ones which remove a diff value fare), but parking meters, fast food, convenience store purchases, taxis, vending machines, etc. With 6 million residents, business and transit must move people through the fastest way, and payment is one of the most time consuming transactions in a purchase. One person in line looking for change on the bus, punching in a pin for debit at the movie theatre, purchasing with credit card at a parking machine... 

Hong Kong is actually replacing the Octopus now, but it has been so widely used and great security up to this point as few have been able to duplicate fake ones.

It&#039;s good because it does not access people&#039;s bank accounts and are treated as cash. You pay a deposit (maybe $10) on the card so that you don&#039;t just dispose it when your balance is done. Then you just keep adding a balance on the card (like $25 at a time). If you&#039;re at like $0.10 left on your balance, you can still get on the bus, and then when you replenish the amount, it takes that amount off. 

The technology has been transferred to watches for kids so that they don&#039;t lose their virtual money. It&#039;s a great monetary system. Unfortunately, businesses in North America don&#039;t like the idea of a non-guaranteed return so they sell gift cards here. As well, the idea that a card can be stolen and anonymously used has people worried about security here. That said, the cards have special chips that are registered and have been used to solve crimes as well.</description>
		<content:encoded><![CDATA[<p>Reply to Trevor Moyer</p>
<p>Haven&#8217;t heard about the Oyster Card, but the Octopus Card is by far the most efficient form of mass transit/mass payment method I have ever seen. </p>
<p>The card is so versatile that ppl use it to pay not only transit (there are senior ones which remove a diff value fare), but parking meters, fast food, convenience store purchases, taxis, vending machines, etc. With 6 million residents, business and transit must move people through the fastest way, and payment is one of the most time consuming transactions in a purchase. One person in line looking for change on the bus, punching in a pin for debit at the movie theatre, purchasing with credit card at a parking machine&#8230; </p>
<p>Hong Kong is actually replacing the Octopus now, but it has been so widely used and great security up to this point as few have been able to duplicate fake ones.</p>
<p>It&#8217;s good because it does not access people&#8217;s bank accounts and are treated as cash. You pay a deposit (maybe $10) on the card so that you don&#8217;t just dispose it when your balance is done. Then you just keep adding a balance on the card (like $25 at a time). If you&#8217;re at like $0.10 left on your balance, you can still get on the bus, and then when you replenish the amount, it takes that amount off. </p>
<p>The technology has been transferred to watches for kids so that they don&#8217;t lose their virtual money. It&#8217;s a great monetary system. Unfortunately, businesses in North America don&#8217;t like the idea of a non-guaranteed return so they sell gift cards here. As well, the idea that a card can be stolen and anonymously used has people worried about security here. That said, the cards have special chips that are registered and have been used to solve crimes as well.</p>
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		<title>By: mike waddingham</title>
		<link>http://www.doniveson.ca/2009/10/19/smart-cards-for-ets/comment-page-1/#comment-1986</link>
		<dc:creator>mike waddingham</dc:creator>
		<pubDate>Tue, 20 Oct 2009 00:27:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.doniveson.ca/?p=516#comment-1986</guid>
		<description>Interesting that HK didn&#039;t see the potential for the convergence opportunities (as Don has).  When a card becomes more than an electronic wallet, as it would for access to library or other services, that&#039;s where privacy comes into play. The card then would contain an identifier.

Add more services, link some databases together and there&#039;s Big Brother potential with this technology... 

Of course, all the privacy issues can be handled -- this is not a show-stopper -- but it is best to consider them early in the process rather than after the rollout!

(BTW, here&#039;s a Wikipedia link on this subject: http://en.wikipedia.org/wiki/Oyster_card -- data held for 8 months, over 400 police data access requests granted in 8 months...)

Anyway, still a good idea if implemented properly.  (In fact, in 2007 I recommended a converged Oyster card solution to the City, so I&#039;m glad to see it resurrected!)

Mike</description>
		<content:encoded><![CDATA[<p>Interesting that HK didn&#8217;t see the potential for the convergence opportunities (as Don has).  When a card becomes more than an electronic wallet, as it would for access to library or other services, that&#8217;s where privacy comes into play. The card then would contain an identifier.</p>
<p>Add more services, link some databases together and there&#8217;s Big Brother potential with this technology&#8230; </p>
<p>Of course, all the privacy issues can be handled &#8212; this is not a show-stopper &#8212; but it is best to consider them early in the process rather than after the rollout!</p>
<p>(BTW, here&#8217;s a Wikipedia link on this subject: <a href="http://en.wikipedia.org/wiki/Oyster_card" rel="nofollow">http://en.wikipedia.org/wiki/Oyster_card</a> &#8212; data held for 8 months, over 400 police data access requests granted in 8 months&#8230;)</p>
<p>Anyway, still a good idea if implemented properly.  (In fact, in 2007 I recommended a converged Oyster card solution to the City, so I&#8217;m glad to see it resurrected!)</p>
<p>Mike</p>
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		<title>By: Trevor Moyer</title>
		<link>http://www.doniveson.ca/2009/10/19/smart-cards-for-ets/comment-page-1/#comment-1981</link>
		<dc:creator>Trevor Moyer</dc:creator>
		<pubDate>Mon, 19 Oct 2009 21:00:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.doniveson.ca/?p=516#comment-1981</guid>
		<description>Re privacy issues as raised by Mike Waddingham--

In Hong Kong the Octopus card doesn&#039;t require any ID to purchase.  We paid in HK$ and the process was as quick as buying a LRT pass here - though we dealt with a human in a booth, not a machine.  I&#039;m sure there were probably machines dispensing the cards too.

With cards paid for with cash, purchased from many vendors, not just MTR, I doubt there would be much ability to track an identifiable person&#039;s purchases.

Of course such a card then could/would become a suitable conduit for transferring sums between various non-tax-paying parties...  The Octopus card has a limit of HK$1000 - about $133 CDN.  I&#039;d think a similar limit would be imposed to avoid an obvious attraction to the criminal elements.

http://en.wikipedia.org/wiki/Octopus_card

http://en.wikipedia.org/wiki/MTR</description>
		<content:encoded><![CDATA[<p>Re privacy issues as raised by Mike Waddingham&#8211;</p>
<p>In Hong Kong the Octopus card doesn&#8217;t require any ID to purchase.  We paid in HK$ and the process was as quick as buying a LRT pass here &#8211; though we dealt with a human in a booth, not a machine.  I&#8217;m sure there were probably machines dispensing the cards too.</p>
<p>With cards paid for with cash, purchased from many vendors, not just MTR, I doubt there would be much ability to track an identifiable person&#8217;s purchases.</p>
<p>Of course such a card then could/would become a suitable conduit for transferring sums between various non-tax-paying parties&#8230;  The Octopus card has a limit of HK$1000 &#8211; about $133 CDN.  I&#8217;d think a similar limit would be imposed to avoid an obvious attraction to the criminal elements.</p>
<p><a href="http://en.wikipedia.org/wiki/Octopus_card" rel="nofollow">http://en.wikipedia.org/wiki/Octopus_card</a></p>
<p><a href="http://en.wikipedia.org/wiki/MTR" rel="nofollow">http://en.wikipedia.org/wiki/MTR</a></p>
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		<title>By: mike waddingham</title>
		<link>http://www.doniveson.ca/2009/10/19/smart-cards-for-ets/comment-page-1/#comment-1980</link>
		<dc:creator>mike waddingham</dc:creator>
		<pubDate>Mon, 19 Oct 2009 20:31:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.doniveson.ca/?p=516#comment-1980</guid>
		<description>I wonder what the privacy impacts will be?  I had a similar positive experience with the Oyster cards in London a few years ago.  And while I agree that the systems can work quite well, a complaint from some Londoners was around the transit authority having too much information on them...

The (potential) issue is that each time we swipe to enter a station/bus, and each time we swipe to exit, data is collected.  This data can be linked to the identity of the individual (or at least to the purchaser).  The privacy folks would tend to advise us that unless there is a specific business reason to keep this data, it needs to be scrubbed regularly to prevent secondary uses.

I do know that this was raised in London (where British privacy laws are far less strict that those in Canada) and there was some controversy.  For an implementation here, it will be important for a privacy impact assessment to be performed as part of the process.

Mike</description>
		<content:encoded><![CDATA[<p>I wonder what the privacy impacts will be?  I had a similar positive experience with the Oyster cards in London a few years ago.  And while I agree that the systems can work quite well, a complaint from some Londoners was around the transit authority having too much information on them&#8230;</p>
<p>The (potential) issue is that each time we swipe to enter a station/bus, and each time we swipe to exit, data is collected.  This data can be linked to the identity of the individual (or at least to the purchaser).  The privacy folks would tend to advise us that unless there is a specific business reason to keep this data, it needs to be scrubbed regularly to prevent secondary uses.</p>
<p>I do know that this was raised in London (where British privacy laws are far less strict that those in Canada) and there was some controversy.  For an implementation here, it will be important for a privacy impact assessment to be performed as part of the process.</p>
<p>Mike</p>
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		<title>By: Trevor Moyer</title>
		<link>http://www.doniveson.ca/2009/10/19/smart-cards-for-ets/comment-page-1/#comment-1979</link>
		<dc:creator>Trevor Moyer</dc:creator>
		<pubDate>Mon, 19 Oct 2009 20:22:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.doniveson.ca/?p=516#comment-1979</guid>
		<description>We were in Hong Kong last July and were incredibly impressed with the efficiency of the Hong Kong MTR.  The MTR uses the Octopus card - similar in concept to the Oyster, as I understand it.  

Our initial purchase of an Octopus card happened to be at a MTR booth, with a minimum initial amount that could be refunded upon surrender of the card, less a small fee.

The Octopus card was easy to recharge - being able to do that at any MTR station or 7-Eleven convenience store.  The 7-Eleven was also happy to accept the Octopus for payment for items we purchased from the store.  Beer in Hong Kong is cheap!  And 7-Eleven sells beer.  Connect the dots.  :-)

In all seriousness, all the while we were in Hong Kong, we kept thing that our ETS folks could learn a lesson or three from their MTR system.  Very efficient, very clean and exceedingly easy to use.</description>
		<content:encoded><![CDATA[<p>We were in Hong Kong last July and were incredibly impressed with the efficiency of the Hong Kong MTR.  The MTR uses the Octopus card &#8211; similar in concept to the Oyster, as I understand it.  </p>
<p>Our initial purchase of an Octopus card happened to be at a MTR booth, with a minimum initial amount that could be refunded upon surrender of the card, less a small fee.</p>
<p>The Octopus card was easy to recharge &#8211; being able to do that at any MTR station or 7-Eleven convenience store.  The 7-Eleven was also happy to accept the Octopus for payment for items we purchased from the store.  Beer in Hong Kong is cheap!  And 7-Eleven sells beer.  Connect the dots.  :-)</p>
<p>In all seriousness, all the while we were in Hong Kong, we kept thing that our ETS folks could learn a lesson or three from their MTR system.  Very efficient, very clean and exceedingly easy to use.</p>
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		<title>By: Information Director</title>
		<link>http://www.doniveson.ca/2009/10/19/smart-cards-for-ets/comment-page-1/#comment-1974</link>
		<dc:creator>Information Director</dc:creator>
		<pubDate>Mon, 19 Oct 2009 19:25:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.doniveson.ca/?p=516#comment-1974</guid>
		<description>From the terms of production, one wonders what the &quot;purchase price&quot; of this will be to the consumer, and to the City.  Far too often corporations &#039;farm out&#039; things and justify it with &quot;Ah, its cheaper to farm it out than hire an employee and pay benefits etc&quot;.  Look at the millions wasted, versus the cost of &quot;doing it yourself&quot;.  Photo radar is one example.  If the City is to go this route (which have a lot of cons addressed to it) then I would suggest that purchasing the equipment to CREATE the cards and have staff &#039;program them&#039; is better than farming it out.  The savings can be passed on to all departments as (example) managing employee cards, doing library cards, etc.

The expense would come in the card blanks, which can then be customized for use as transit passes, city rec passes, employee identification, and anything else.

Potential good step, but must be aware of technology cracks and scams.... and of course careful monitoring of the process to rule out any internal scams. :)</description>
		<content:encoded><![CDATA[<p>From the terms of production, one wonders what the &#8220;purchase price&#8221; of this will be to the consumer, and to the City.  Far too often corporations &#8216;farm out&#8217; things and justify it with &#8220;Ah, its cheaper to farm it out than hire an employee and pay benefits etc&#8221;.  Look at the millions wasted, versus the cost of &#8220;doing it yourself&#8221;.  Photo radar is one example.  If the City is to go this route (which have a lot of cons addressed to it) then I would suggest that purchasing the equipment to CREATE the cards and have staff &#8216;program them&#8217; is better than farming it out.  The savings can be passed on to all departments as (example) managing employee cards, doing library cards, etc.</p>
<p>The expense would come in the card blanks, which can then be customized for use as transit passes, city rec passes, employee identification, and anything else.</p>
<p>Potential good step, but must be aware of technology cracks and scams&#8230;. and of course careful monitoring of the process to rule out any internal scams. :)</p>
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